The dollar that gives the interest back.
USDh is pegged 1:1 to the US dollar and backed by US T-bills. Rewards go back to the people who hold it, as prizes in the monthly Draw, and nobody loses their deposit.
A digital dollar that pays you back.
Every stablecoin lends out the dollars behind it, and most keep the interest. USDh is backed by US T-bills and gives rewards back to the people who hold it.
USDh is pegged 1:1 to the US dollar.
The US pays 4.05% a year on its 3-month bills today. Government bonds are public and rated.
As prizes in the monthly Draw. Every $100 is a ticket.
Hamilton issues USDh and lends its reserves. Every payment to holders is made onchain.
Put USDh to work.
Businesses hold, move and build on USDh. Here is how.
Payments
Send dollars anywhere, any hour, and settle onchain in moments.
Treasury
Keep company cash in a dollar backed by US T-bills.
Wallets and apps
Offer users a dollar where every $100 is a ticket in the monthly Draw.
Exchanges
List USDh and settle trades in it, around the clock.
Credit
Use USDh as collateral or as the dollar loans settle in.
Developers
Build payments, savings and apps on USDh. Read the docs →
Every dollar is a loan.
Governments pay interest to borrow. With USDh, rewards come back to holders as prizes.
- 1You hold USDhOne USDh for one US dollar.
- 2The reserves are US T-billsLent to the US government.
- 3The US pays interest4.05% a year on its 3-month bills today.
- 4Rewards go backEvery $100 is a ticket in the monthly Draw.
Asked often.
What is USDh?
A stablecoin pegged 1:1 to the US dollar. One USDh is meant to be worth one US dollar.
Who issues USDh?
Hamilton issues USDh and lends its reserves.
What is behind USDh?
US T-bills: short loans to the US government.
Where does the interest go?
The US government pays interest on what it borrows. It funds a monthly prize draw for the people who hold USDh. Every $100 is a ticket. The first draw is on Dec 1, with a prize pool of $10,000.
Can I lose my deposit in the Draw?
No. The prizes come from the interest. Your USDh stays yours whether you win or not.
What is the risk?
USDh is backed by US T-bills, with no emerging-market credit. It is not a bank deposit and is not insured.
Who can hold USDh?
Anyone outside the US, the UK and the EU.
How do I get USDh?
People hold it on usdh.money. Businesses that want to hold, list or build on USDh can sign up.